Yovana Rathbone

About Me
With over ten years in global treasury management, I enjoy helping multinational corporations with complex payment solutions. I've completed over 400 projects, boosting client satisfaction by 5% and reducing onboarding times by 10%.
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I'm skilled in data analysis and project management using tools like Tableau, SQL, and Python. I'm also passionate about volunteering, where I assist low-income students and job seekers with financial education and resume writing. I aim to make a positive impact in the community!
Yovana Rathbone Chicago, IL | yovanarathbone2@gmail.com | linkedin.com/in/yovana-rathbone/
Experienced Treasury Manager with over 10 years in global payment solutions for multinational firms. I excel in risk management, collaboration, and client growth while ensuring regulatory compliance.
Skills Summary
Client Management and Onboarding
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Client Training & Communication
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Corporate and Commercial Treasury Onboarding
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Global Client Training & Communication
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Relationship Management
Product Management
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Creative Problem solving
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Process Improvement
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Product Development
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Strategy Planning
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Project Management
Technical Skills
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Capstone, Scrum, SQL, Tableau
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Data Transmission Integration
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File Development - BAI, CSV, NACHA, ISO
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Machine learning
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M.S. Office Suite
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Programming - Python, Java, Perl, or C/C++
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Data Science
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Data Analysis, Dashboards, and Reporting
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Database management
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Data visualization
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Statistical analysis
Risk Management Skills
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Establish Business Controls and Risk Governance
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Fraud Management
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Global Regulatory Compliance (AML/KYC)
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Regulatory Risk Compliance
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SEC Financial Risk Analysis
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Work Experience
V.P., Treasury Technical Consultant Bank of America – Chicago, IL | 08/2021 – Present
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Spearheaded Treasury implementation projects, delivering 400+ successful projects while increasing client satisfaction by 5% yearly.
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Mitigated risks by identifying and analyzing data for treasury client onboarding, which decreased onboarding timelines by 10%. Implemented a new risk assessment framework, which reduced risk in project-related issues.
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Enhanced product knowledge by obtaining four certifications to drive and improve technical onboarding documents for clients and drive associate and client satisfaction.
V.P., Treasury Account Manager Bank of America – Chicago, IL | 04/2020 – 08/2021
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Expanded business banking portfolio by 23% through strategic partnerships and targeted client outreach.
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Strengthened risk management by partnering with the product team to develop new fraud prevention protocols, which led to a 27% reduction in portfolio losses due to fraud.
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Optimized client onboarding process by partnering with product manager to implement new digital training videos, resulting in a 15% decrease in onboarding time.
V.P., International Treasury Manager Bank of America – Chicago, IL | 08/2017 – 04/2020
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Developed and launched a new international onboarding tool, decreasing client onboarding delays by 30%.
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Identified and mitigated risk controls by partnering with global partners to ensure proper AML department understanding and protect the bank from potential losses.
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Collaborated with sales, operations, and technology teams to improve product delivery and client increased client satisfaction and portfolio growth Year over year by 9% while driving responsible growth.
Senior Treasury Service Director Bank of America – Chicago, IL | 09/2013 –08/2017
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Led and trained a Treasury Services team of 10 to deliver top client experiences for large corporations.
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Received recognition for achieving 3%-5% revenue growth by implementing innovative product management solutions to address ongoing business issues and meet client needs.
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Education
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​Bachelor of Science in Applied I.T. (University of Maryland Global Campus, May 2025)
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Associates of Science in Business Management (University of Maryland Global Campus, December 2024)
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Google Data Analytics Certificate
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Google I.T. Support Certificate
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Google Project Management Certificate
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University of Maryland Accounting Foundation Certificate
Community Involvement
Outside of my professional responsibilities, I actively volunteer with Bank of America HOLA, engaging in diverse events and aiding local non-profits with translation web marketing programs. This commitment to community service reflects my dedication to making a positive impact beyond the workplace.
Work with Local JLA community schools for low-income community students to supply education training on career and finances.
Volunteer with the local community to supply free resume writing aid to job-seeking individuals.
My commitment to community service has been recognized for three years, underscoring my dedication to making a positive impact beyond the professional sphere.