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About Me

With over ten years in global treasury management, I enjoy helping multinational corporations with complex payment solutions. I've completed over 400 projects, boosting client satisfaction by 5% and reducing onboarding times by 10%.

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I'm skilled in data analysis and project management using tools like Tableau, SQL, and Python. I'm also passionate about volunteering, where I assist low-income students and job seekers with financial education and resume writing. I aim to make a positive impact in the community!

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Yovana Rathbone Chicago, IL | yovanarathbone2@gmail.com | linkedin.com/in/yovana-rathbone/ 

Experienced Treasury Manager with over 10 years in global payment solutions for multinational firms. I excel in risk management, collaboration, and client growth while ensuring regulatory compliance.

Skills Summary

Client Management and Onboarding 
 

  • Client Training & Communication

  • Corporate and Commercial Treasury Onboarding

  • Global Client Training & Communication

  • Relationship Management

Product Management 

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  • Creative Problem solving

  • Process Improvement

  • Product Development

  • Strategy Planning

  • Project Management

Technical Skills

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  • Capstone, Scrum, SQL, Tableau

  • Data Transmission Integration

  • File Development - BAI, CSV, NACHA, ISO

  • Machine learning

  • M.S. Office Suite

  • Programming - Python, Java, Perl, or C/C++

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Data Science 

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  • Data Analysis, Dashboards, and Reporting

  • Database management

  • Data visualization

  • Statistical analysis

Risk Management Skills

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  • Establish Business Controls and Risk Governance

  • Fraud Management

  • Global Regulatory Compliance (AML/KYC)

  • Regulatory Risk Compliance

  • SEC Financial Risk Analysis

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                                                                      Work Experience

V.P., Treasury Technical Consultant                                                         Bank of America – Chicago, IL | 08/2021 – Present

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  • Spearheaded Treasury implementation projects, delivering 400+ successful projects while increasing client satisfaction by 5% yearly.

  • Mitigated risks by identifying and analyzing data for treasury client onboarding, which decreased onboarding timelines by 10%. Implemented a new risk assessment framework, which reduced risk in project-related issues.

  • Enhanced product knowledge by obtaining four certifications to drive and improve technical onboarding documents for clients and drive associate and client satisfaction.


V.P., Treasury Account Manager                                                              Bank of America – Chicago, IL | 04/2020 – 08/2021

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  • Expanded business banking portfolio by 23% through strategic partnerships and targeted client outreach.

  • Strengthened risk management by partnering with the product team to develop new fraud prevention protocols, which led to a 27% reduction in portfolio losses due to fraud.

  • Optimized client onboarding process by partnering with product manager to implement new digital training videos, resulting in a 15% decrease in onboarding time.


V.P., International Treasury Manager                                                     Bank of America – Chicago, IL | 08/2017 – 04/2020

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  • Developed and launched a new international onboarding tool, decreasing client onboarding delays by 30%.

  • Identified and mitigated risk controls by partnering with global partners to ensure proper AML department understanding and protect the bank from potential losses.

  • Collaborated with sales, operations, and technology teams to improve product delivery and client increased client satisfaction and portfolio growth Year over year by 9% while driving responsible growth.


Senior Treasury Service Director                                                              Bank of America – Chicago, IL | 09/2013 –08/2017
 

  • Led and trained a Treasury Services team of 10 to deliver top client experiences for large corporations.

  • Received recognition for achieving 3%-5% revenue growth by implementing innovative product management solutions to address ongoing business issues and meet client needs.

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                                                                                                  Education
 

  • ​Bachelor of Science in Applied I.T. (University of Maryland Global Campus, May 2025)

  • Associates of Science in Business Management (University of Maryland Global Campus, December 2024)

  • Google Data Analytics Certificate

  • Google I.T. Support Certificate

  • Google Project Management Certificate

  • University of Maryland Accounting Foundation Certificate

 

                                                              Community Involvement

Outside of my professional responsibilities, I actively volunteer with Bank of America HOLA, engaging in diverse events and aiding local non-profits with translation web marketing programs. This commitment to community service reflects my dedication to making a positive impact beyond the workplace.

Work with Local JLA community schools for low-income community students to supply education training on career and finances.

Volunteer with the local community to supply free resume writing aid to job-seeking individuals.

My commitment to community service has been recognized for three years, underscoring my dedication to making a positive impact beyond the professional sphere.
 

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